Are you and your family homeowners or landowners? (This question does not apply to those who are Native or Indigenous)

Have you attended private education institutions or do you have an advanced degree?

Are you able to make minimum payments on bills or credit cards?

Have you been able to easily access and afford health insurance for yourself and your family members?

Do you have zero to no debt and/or do you have disposable income?

Do you have a safety net composed of “financially stable” or wealthy family and friends?

Do you have U.S. Citizenship?

Does your income only support you, and not other loved ones?

Have you or do you expect to inherit money or property?

Have you (or could you have attended college and/or graduate school?